Elija su idioma — your choice will be remembered.
Independent bilingual life insurance broker for immigrants, families, and pre-retirees. We design Term Life, Indexed Universal Life (IUL) for tax-free retirement income, Fixed Index Annuities with guaranteed growth, and living-benefits policies — with bilingual guidance every step of the way.
We broker the strongest products from the nation’s most trusted carriers — so you get clarity, not commissions.
Affordable coverage for a defined period — protect your family during the years that matter most.
Whole and universal life policies that build cash value and provide lifelong protection.
Grow tax-free, protect against market loss, and access cash value when you need it.
Lock in retirement income with zero downside risk and upside tied to market indexes.
Move old retirement accounts into safer, more strategic vehicles without tax penalties.
Open and manage Traditional, Roth, and SEP IRAs — flexible, tax-advantaged retirement accounts for individuals and self-employed professionals.
Strategies to consolidate high-interest debt and free up cash flow for wealth building.
Coverage for seniors and individuals who can’t qualify for traditional life insurance — so funeral and end-of-life costs never burden your family.
Every life insurance carrier we partner with offers living benefits. If you face a serious health event, you can access the money in your policy — when you need it most, while you’re still here.
Accelerate a portion of your death benefit if diagnosed with a terminal condition — to cover treatment, time off work, or simply enjoy the moments that matter.
Access funds when you’re unable to perform daily activities — pay for in-home care, medical equipment, or family caregiver support without selling assets.
Cancer, heart attack, stroke, major organ failure, severe injury — receive a lump sum to bridge income loss and out-of-pocket medical costs.
A diagnosis of Alzheimer’s can trigger access to your policy’s living benefit — funding memory care and protecting your family from financial strain.
* Restrictions on medical conditions and underwriting apply. Benefits, eligibility, and acceleration amounts vary by carrier, policy, and state of issue. Living-benefit riders may require an additional cost or be included at no cost depending on the carrier. Not all conditions or events qualify. Your licensed Aegis Vita advisor will review carrier-specific terms with you in detail.
Independent access to top-rated carriers means you get the right product, not the only one a captive agent can sell.
A 60-second estimate based on the trusted DIME framework — Debt, Income, Mortgage, Education. No email required.
Estimates only — your licensed Aegis Vita advisor will tailor a plan to your goals.
Or book a call insteadWhether you are starting a new chapter or protecting the one you’ve built, we meet you where you are.
Bilingual life insurance for immigrants, ITIN holders, and individuals adjusting status. We help you build credit, open IRAs, and secure life coverage in English or Spanish. Policies issued by U.S. carriers can serve as proof of residency and proof of commingling finances supporting your adjustment-of-status filing.
Protect the people you love and create generational wealth with strategies that grow tax-free over a lifetime. When the worst of life comes to pass, you can rest easy knowing you left behind wealth — not a debt burden.
Shield your retirement from market volatility with annuities and indexed strategies that lock in gains and eliminate downside risk.
For individuals who want to invest in their future while protecting their lives — building a cash value they can access tax-free through an Indexed Universal Life (IUL) strategy.
Four reasons clients choose Aegis Vita.
Access 30+ A-rated carriers under one roof.
Every conversation, document, and follow-up in EN or ES.
We explain it until it makes sense — no pressure, ever.
Annual reviews to keep your plan aligned with your life.
Aegis Vita — literally “a shield for life” — was founded to bring honest, accessible financial guidance to communities that have historically been overlooked: immigrants, working families, and Americans approaching retirement.
We believe wealth shouldn’t be a privilege of language or background. Our advisors are licensed brokers, fluent in two languages, and trained to design strategies that turn premiums into legacies. We’re a brokerage — not a captive agency. That means we shop the entire market for you and recommend only what fits your goals.
Book a CallTo create generational wealth, grow investments tax-free, and protect retirements from market losses — for every family we serve.
To become the #1 reference company for financial services in the Latino and Hispanic communities.
Book a free consultation, or send us a message and we’ll respond within one business day.
Pick a time that works for you. When you book an appointment, Ivann Avalos — the founder — attends as many appointments as possible. Due to high demand, our trusted, fully-licensed Aegis Vita agents (who have completed strict, professional training) may serve you instead, with the same care and faithfulness our clients deserve. The appointment is free, no commitment.
We are always looking to partner with people who share our values and our mission. Come help us shield more lives — while building one of your own.
Free, no commitment — let’s see if this is right for you.
We guide you through the licensing process step by step — no prior experience required.
Hands-on training with real cases, scripts, and bilingual sales support.
A long-term path with leadership opportunities, ongoing education, and a community that has your back.
A shield for the life you’re building.
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