You don’t have to die to use your life insurance.
Every life insurance carrier we partner with offers living benefits. If you face a serious health event, you can access the money in your policy — when you need it most, while you’re still here.
You don’t have to die to use your life insurance.
Every life insurance carrier we partner with offers living benefits. If you face a serious health event, you can access the money in your policy — when you need it most, while you’re still here.
Terminal Illness
Accelerate a portion of your death benefit if diagnosed with a terminal condition — to cover treatment, time off work, or simply enjoy the moments that matter.
Chronic Illness
Access funds when you’re unable to perform daily activities — pay for in-home care, medical equipment, or family caregiver support without selling assets.
Critical Illness & Injury
Cancer, heart attack, stroke, major organ failure, severe injury — receive a lump sum to bridge income loss and out-of-pocket medical costs.
Alzheimer’s Disease
A diagnosis of Alzheimer’s can trigger access to your policy’s living benefit — funding memory care and protecting your family from financial strain.
* Restrictions on medical conditions and underwriting apply. Benefits, eligibility, and acceleration amounts vary by carrier, policy, and state of issue. Living-benefit riders may require an additional cost or be included at no cost depending on the carrier. Not all conditions or events qualify. Your licensed Aegis Vita advisor will review carrier-specific terms with you in detail.
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Book a free consultation or send us a message.